Russian Federation

In developing the priority national project alone rose the problem of its availability of land resources. As it turned out, suitable for residential land in the required amounts are not available. No regions or municipalities, apparently, were not able to found suitable for this area. Therefore, as such, have been used in federal ownership of land unused. However, according to official data Rosnedvizhimost 92.3% of the territory Russian Federation is the state and municipal property, and only 7.3% – owned by citizens. Even though the fact that more than 64% of the land fund of the country are timber, unused land other categories may be no loss involved in the national priority project, especially if the main emphasis will be placed on the development of small forms of land (private farms, gardening and dacha farming). For even more opinions, read materials from James Joseph Truchard.

However, the country is pegged shortage of land for housing. At that time, according to sociological studies the housing problem is pered61% of Russian families in to some extent not satisfied with living conditions. At the same time every four households has a housing that is in poor or very poor condition. In recent years, began active "development" of mortgage lending. However, only the first stage of the national project the total amount of outstanding mortgage loans increased during 2002 – 2004 years, from 3.6 billion rubles to 25 – 30 billion rubles, or more than 7 times. At This total debt for all types of mortgage loans granted by credit institutions as of 1 January 2005 amounted to 54.4 billion rubles. In fact, the Russian mortgage lending mechanism housing situation worsens, what really helps to solve the housing problem. For any reasonable person it is obvious that getting into the long-term financial bondage, overpayment of several values of the acquired housing, lack of clear guarantees of its transition to its ownership and other such effects are not compensated by the joy of living in the pledged under the mortgage apartment or house.

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