We are going towards an international financial system more inefficient? Buenos Aires, Argentina on January 22, 2009 the international financial crisis has left US a clear lesson: the international financial system was not all solid and efficient that it seemed to be and those entities that were shown as the most solid showed that not everything that glitters is gold. The lack of a regulation and effective supervision led to an outlet of irresponsible and excessive risk positions. For specialists in the matter, while the crises in financial systems aren’t for anything pleasant by its impact on the real economy, they have a positive aspect that is clean to them of those inefficient and fragile entities. It is so to crises in financial markets survive the entities that have been able to manage different risks in a better way and they have proved to be efficient, producing the resurgence of a more robust financial system and with greater experience to prevent problems from occurring in the same. The situation of the international financial system is fragile. For the American economist who predicted the crisis subprime, Nouriel Roubini, in the case of the U.S.
financial system: the problems of Citi, Bank of America and others suggest that the system is bankrupt. Roubini warned that: (if the projections) are certain, that means that the U.S. banking system is effectively insolvent, because it began with a capital of $1.4 trillion. It is a systemic banking crisis. Probably stated by Roubini is true and this worries in terms of prospects for recovery of the US economy.UU. But perhaps the American banking system is not the only one that is in bankruptcy. We could also find similar situations in Europe (does England?, does Germany?). But perhaps avoid a systemic banking crisis may involve solving a problem generating a new one in the future.
The fundamental objective of any entrepreneur is to build a successful company to which must be attached for the team that will help him to consolidate plans which has designed to achieve its vision as the leader. The entrepreneurial leader sets the mission, i.e., what you want to achieve and what, establishes the corporate values and defines the short or long term objectives, which will allow give meaning to financial activities that take place. When we talk about finance we know it means talking about money management company whether contributed by investors or obtained by loans or capitalization through actions, the leader has a moral responsibility respond to your computer of course that leads the company and civil liability to owners and shareholders as well as third parties who have placed confidence in the good name of the company. Faced with this situation, the leader should be structured financial plan to detail where you define financial strategy that is applied in the company including projections short and long term that will allow to the company position in the place defined in the vision. While the leader is not expert in all areas of the company both administrative as techniques since it would be virtually impossible for him to have a specialization or graduate in each, however their professional preparation coupled with the experience gained by years of work give you the weapons required to make sound decisions based on reports that those responsible for the different departments of the company prepare you. All company seeks to make a profit, is to succeed not to lose, however, is not the economic aspect the end primary company, because contrary to what many directors think that approach customer is first, to Herb Kelleher founder more than 30 years of successful company Soutwest Airlines, the first thing are employees since under your point of view, happy and productive employees who work as a team produced as a result clients satisfied. The leader of success should know interpret financial reports of the company, the balance sheet, statement of income, status of flow of cash and financial reasons among others to have information enabling you to know if the results are according to plan.
In case of need account with the necessary elements to make corrections or adjustments that allow return to the course. A good financial planning should allow the directors take into account certain developments that may interfere with the good performance of the company, in order to take measures that could counteract these potential effects. In conclusion, an adequate financial planning allows plotted plans to achieve allowing to maintain healthy numbers in the accounts of the company, but: how to know when an employer can withdraw earnings? According to Carlos Kasuga director general of Yakult Mexico in Japan are the first twenty years of a company’s investment and reinvestment, why Japanese companies are growing. Mentions Kasuga than in Mexico the situation is different because 84% of companies want to have earnings in the first three years, which necessarily takes them to bankruptcy.
Regardless of whether the business is a sole proprietorship, family or large scale, the response to the expansion of financial capabilities found in the best combination among them. But how to find the best financial partner for your needs? Although the majority of large corporations associated with commercial banking services to finance mergers and acquisitions, and to give valuable tips on finance for complex financial arrangements, smaller enterprises usually depend on commercial services to offer credit, debit, gift cards and processing services. The associative goal is viable to increase revenue by accepting a wider range of customer payment options. Often, commercial services, will help organize and simplify business with timely financial advisory operations. Looking for banking services that offer solutions to the business needs of their sector in particular is a good use of time. You should find the Bank that is It specializes in your industry. Many of the industries of the State better serve.
If your business is a match, then you have the best chance of getting the help you need. Some standard industry specializations include restaurants, shops and services that are tips such as halls or slime, email or phone for businesses, trade specialists as contractors or mechanical, the best hotels, traders in e-commerce, and professionals such as doctors or accountants. Each of these companies requires a slightly different type of business banking services. And all these companies require specialized financing solutions at some point in time. Some most common payment solutions include point of sale payment, Internet and phone payments terminals, cards, gift and incentives, payments of mobile commerce, and the general purpose of the rechargeable cards. Good merchant services allow companies to use which best suits your needs, while It offers business news, updates, and relevant educational opportunities to help you keep up-to-date with news, technology and products. You can expect the best merchant services are capable of providing local and global customers. Depending on the size of your business, you may need a merchant who is able to process a full range of payments.
This may include the control, or debit, cheques, gifts and smart cards. You should expect that the merchant to cover the activity of financial information, as well as advice to reduce the overall costs of acceptance for these types of different payments. Large companies may consider the use of a merchant who also can consolidate and manage accounts through a customer administrator. A significant commercial service that is crucial is education relating to the reduction of risk and security of data. Excellent service will provide continuous information to help their clients conduct business safely financial transactions. Learn more about data security standards must be included. Webinars, news bulletins and alerts of data security must be part of what is offered through the best trade services providers. Financing, commercial service and business support solutions is best when the greatest amount of resources available. It is important to the vision of the partners who provide the things according to the needs of your business and more. Its success will depend also of expert advice and that it deserves to have the best available on the market.
Hello and welcome my dear entrepreneur, in this article I will tell about your endeavors and micro-enterprises. In particular on investments, and in that mostly persons rely for the typical financial decisions. This lesson is important for the development of our education and financial intelligence. I recommend you continue reading don’t forget that this article has been written based on the book by Robert Kiyosaki and which I recommend reading compulsorily to take advantage of everything of value that it contains topics of business and entrepreneurship. () The majority of the people has financial problems because passed life using opinions instead of facts to make financial decisions. Opinions as: your home is an asset, the price of goods real estate always rises, large capitalization companies are your best investment, it takes money to earn money, actions have always had better performance than the goods real estate, you must diversify your portfolio, you must be dishonest to be rich, investing is risky, plays it safe.
() – To be able to make financial decisions that will give an address to our present financial need not heed simple opinions or speculation about what is going to happen in the world economy. To be able to make the right financial decisions we have that you as a minimum build on facts, look back in history and see at what point has already happened is happening and see what they can do and take action. () I sat there, in my thoughts and I realized that most of the things he had heard about money at home were in fact views of people and not facts. () – In fact, what we usually hear are only vague opinions of what could happen in the financial world, but not made concrete. Why it is too important to have certain criteria or knowledge about business, investment or ventures itself about all the education financial in order to make better decisions and develop ourselves economically. I say goodbye and wish you the best.