Abrir a banking account is very easy. Tens of advertising announcements invite to do it, they set out the advantages to choose a bank or another one, and until they offer the possibility of realising this proceeding by letter just by to fill in a form and to enclose photocopies of the national identity document. The process, however, is reversed when the client decides to give this account of loss and the proceedings to do it are troublesome. The consent of all the holders and the verification of which there are no pending commitments with the bank are essential factors to be able to cancel an account. To inquire always is profitable The proceedings to cancel an account vary based on the organization or the personal situation. In numerous occasions when trying it clauses arise that make difficult to the way " like having to go in person to the corresponding office, although it is necessary to cross Espaa" average; or unexpected expenses, like the percentage of the costs of annual maintenance or the commissions by anticipated cancellation. Then, what factors it is necessary to consider, and what steps are due to give to drop from rolls one it counts banking? First it is to obtain trustworthy data.
For it, nothing better than to go to the bank or to call to the office where the account was abri. In some organizations, to transact the coarse cancellation with sending a writing. In others, there are specific forms that the clients must compliment. But, generally, the organizations demand the physical presence of the interested one to verify their identity and to solve the practical questions, as the delivery of cards or the notebooks, and the return of the balance there were if it. To go in person is the most direct way to make this management. Before continuing, it is important to verify that there are not pending debts with the bank nor commitments.